Life Insurance 360
By Bâloise Vie Luxembourg
THE FIRST DIGITAL WHITE PAPER TO PROVIDE A COMPLETE EXPLANATION OF THE LUXEMBOURG MODEL FOR LIFE INSURANCE

To better understand the challenges of life insurance through a series of chapters published periodically

#10
One of the great advantages of the Luxembourg life insurance contract is its portability. Discover the aspects to take into account when considering relocating. 
Interview
« The international dimension and the economic stability of the country stand out as the two leading factors of its success. » 
#9
The Luxembourg life insurance policy offers substantial advantages in an estate planning process, find out what they are.

Anticipating one's succession is a major challenge that life insurance can address. How does it work, what are the advantages? Description

Interview
An important criterion will be the flexibility and "portability" of one’s estate. We note here that a life insurance policy is easily adapted to the law of different countries.
aurelien-vandewalle
#8
Capitalisation contracts and life insurance contracts are often compared. They both are unit-linked contracts but differ in many ways.

Focus on the use and operation of the capitalisation policy, a full-fledged estate planning tool.

Interview
Today, Luxembourg capitalisation policies will usually be policies backed by investment funds, and this is where their originality lies.
#7
What are the different types of guarantees on a life insurance contract?

A life insurance contract can be used as a guarantee. The types of guarantees are usually referred to as collateral, pledge, assignment of debt, assignment of rights. What are the different mechanisms ? How do they work ? What are their consequences on the contract ?

#6
The underlying assets include traditional assets (bonds, equities, etc.) and less traditional assets (private equity, structured products, real estate funds, etc.). They can be combined within a life insurance contract. Decoding the regulation and the opportunities offered.

Decoding the regulation and the opportunities offered.

Interview
Private Equity has been even more attractive since the financial crisis, but what is it exactly?
#5
Insurance intermediaries, supervisory authority and asset managers are key players of the ecosystem that makes the Luxembourg life insurance contract so attractive.

A Luxembourg life insurance policy is surrounded by key players essential to each contract concluded: the supervisory authority, the custodian bank(s), the asset manager(s) and the intermediary(s). Focus on these different stakeholders and their interactions.
 

Interview
The fiduciaryin Italy is commonly used when taking out a life insurance policy. What role can it play for the policyholder?
#4
The Luxembourg creditor protection system or “Triangle of Security" : one of the major assets of the life insurance policy.

The Luxembourg creditor protection system, more commonly known as a “Triangle of Security" is based on two pillars: granting policyholders a preferential claim, and segregation of the assets.

How exactly does it work ?

Interview
Interview : Asset protection and estate planning

Understand how the optimal assets protection system of a life insurance contract in Luxembourg contributes to the estate planning strategy of a wealthy client.
#3
DISCOVER THE FLEXIBILITY OFFERED BY UNIT-LINKED POLICIES

Unit-linked policies are flexible and adaptable to the subscriber's situation, objectives and investment horizon. 

Focus on the functioning of the unit-linked policy.

Interview
Unit-linked policies are flexible and adaptable to the subscriber's situation, objectives and investment horizon.

Focus on the functioning of the unit-linked policy.
 João Espanha, lawyer
#2
Luxembourg, a veritable financial ecosystem which encourages HNWI customers

The Freedom to Provide Services is born of the European Union's desire to create a single European market for insurance. Luxembourg has thus become a real centre of expertise for life insurance in the Free Provision of Services. 

Learn more about this subject

Interview
Luxembourg's Minister of Finance Pierre Gramegna prefaces this second chapter on life insurance Freedom to Provide Services.

Pierre GRAMEGNA, Luxembourg Minister of finance.
#1
LIFE INSURANCE, IN ALL ITS FORMS, IS TODAY A VITAL COMPONENT OF THE EUROPEAN FINANCIAL MARKET

Indeed, in 2016 more than EUR 695.55 billion in gross premiums were collected in the European Economic Area.

Discover how this popular policy works.

Interview
Expert's word: Three questions to Stéphanie Barreira, FBT Avocats S.A. - Paris, Geneva
Stéphanie Barreira

Discover Life Insurance 360

It is a 100% digital white paper which explains the world of life insurance marketed under the freedom to provide services from Luxembourg.

Every aspect of this time-tested estate planning solution is presented in a new chapter published periodically, supplemented by additional content: expert opinions, computer graphics, statistics, case studies, interviews, analyses, testimonials, etc.

With this white paper on life insurance, you will be able to explore topics as varied as the benefits, wealth and estate planning, mobility, asset protection, taxation, the freedom to provide services and unit-linked policies. We will leave it to you to discover the different chapters as they are put online.

The Life Insurance 360 website was created as a result of Bâloise Vie Luxembourg's determination to offer its clients and partners a comprehensive knowledge base concerning all aspects of life insurance policies. Life Insurance 360 aims to become the reference site for Luxembourg life insurance in the free provision of services.

The Life Insurance 360 website is regularly updated with new subjects and original and innovative content. The content made available is developed by the internal experts at Bâloise Vie Luxembourg or at external partners. You can find all the contributors here.
 

You are a life insurance player, a lawyer, a tax expert, a wealth planner, a private banker ...
Would you like to share your expertise by becoming a contributor?  

 

Let's talk about it: info@life-insurance360.com

SCROLL