Super privilege
The super-privilege allows the policyholder of a Luxembourg life insurance policy to be a first ranking creditor in case of default of the insurance company.
Latest publications
Reading time: > 3 min
The advantages of a unit-linked life insurance policy
Depending on the policyholder's country of residence, the life insurance contract has different characteristics. Discover them in this animated infographic.
![](https://www.life-insurance360.com/sites/baloise/files/styles/satellite_content_last_publications_360_240_/public/2019-09/Satelite-Comparatif_6.png?itok=_HJ6WLkV)
Reading time: 5 minutes
Comparison of different policyholder protection mechanisms in Europe
How is the policyholder of a life insurance policy protected in different European countries?
![](https://www.life-insurance360.com/sites/baloise/files/styles/satellite_content_last_publications_360_240_/public/2019-08/video-interview%20Sandra%20Bento%20%26%20Aur%C3%A9lie%20Bieche.jpg?itok=PMWBcRy3)
Reading time: 8 min
Asset protection and estate planning
Asset protection and investment flexibility.
![](https://www.life-insurance360.com/sites/baloise/files/styles/satellite_content_last_publications_360_240_/public/2019-09/Satelite-Le%20saviez%20vous__4.png?itok=2dCOej_T)
Reading time: 3 minutes
How the "special privilege" has been improved thanks to the Excell Life case.
A super privilege reinforced in 2018
![](https://www.life-insurance360.com/sites/baloise/files/styles/satellite_content_last_publications_360_240_/public/2021-04/Sch%C3%A9ma_Baloise-CHAP4-V2_EN_Desktop.jpg?itok=XwIzaCLj)
Operation of the special privilege in the event of default by the insurance company
What happens in the event of a default in the life insurance company?
![João Espanha, lawyer](https://www.life-insurance360.com/sites/baloise/files/styles/satellite_content_last_publications_360_240_/public/2019-06/Joao_Espanha_0.jpg?itok=I0S8Mqg8)
Reading time: 3 min
The advantages of unit-linked policies
The advantages of the life insurance contract include a high degree of flexibility and security.
Reading time: < 5 min
Why choose a life insurance policy? What are the advantages?
What are the advantages of a life insurance contract? Savings, flexibility, ... The answer in this video interview.