Transfers via capitalisation policies in France
How to optimise transfers in France thanks to capitalisation policies?
Comparison of the taxation of capitalisation policies in Belgium, France, Luxembourg, Monaco and Portugal
It is possible to subscribe a capitalisation contract using the dismemberment mecanism: the policyholder has the bare ownership and the insured the usufruct. This makes it possible to ensure additional income by making surrenders on capital gains while ensuring the capital is sustainable for the beneficiaries.