Transfers via capitalisation policies in France

How to optimise transfers in France thanks to capitalisation policies?

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The contents of this theme
31.03.2020
Reading time: > 11 min

Luxembourg capitalisation policies

How does the Luxembourg capitalisation contract work ?
28.03.2020
Reading time: > 5 min

Capitalisation policies in France

The particularities of the capitalisation contract in France.
27.03.2020
Reading time: 3 min

Transfers via capitalisation policies in France

How to optimise transfers in France thanks to capitalisation policies?
Capitalisation contract and transfer of assets.

It is possible to subscribe a capitalisation contract using the dismemberment mecanism: the policyholder has the bare ownership and the insured the usufruct. This makes it possible to ensure additional income by making surrenders on capital gains while ensuring the capital is sustainable for the beneficiaries.